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In our day to day life we encounter a number of terms and awareness of these basic terms, enable us to live better life and achieve higher goals in our life. Today we will discuss about such one term named as the SWIFT Code. Introduction The SWIFT code is a financial messaging system that uniquely identifies a bank or it’s branch and enable smooth international wire transfers across the World. Generally, it is an 8- digit or 11- digit character code. The SWIFT stands for “Society for Worldwide Interbank Financial Telecommunication”. It is also known as BIC code or ISO 9362. Some of the examples are as follows: 1. AXISINBBXXX (for Axis Bank). 2. BARBINBBXXX (for Bank of Baroda Bank) 3. HDFCINBBXXX (for HDFC Bank) 4. ICICINBBXXX (for ICICI Bank) 5. SBININBBXXX (for SBI Bank) Note that, “XXX” in above code will be replaced with the specific branch code, they are just specimen for basic understanding. Historical Background Although Telex technology was used as cross-border

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